State
Liability Insurance Required?
Liability Minimum (in thousands)
Personal Injury Protection (PIP) Required?
No-Fault State?
Uninsured motorist coverage required?
Alabama
Yes
20/40/10
No
No
Yes
Alaska
Yes
50/100/25
No
No
Yes
Arizona
Yes
15/30/10
No
No
No
Arkansas
Yes
25/50/25
No
No
Yes
California
Yes
15/30/5
No
No
Yes
Colorado
Yes
25/50/15
No
No
Yes
Connecticut
Yes
20/40/10
No
No
Yes
Delaware
Yes
15/30/10
Yes
No
Yes
Florida
Yes
10/20/10
Yes
Yes
Yes
Georgia
Yes
25/50/25
No
No
Yes
Hawaii
Yes
20/40/10
Yes
Yes
Yes
Idaho
Yes
25/50/15
No
No
No
Illinois
Yes
20/40/15
No
No
Yes
Indiana
Yes
25/50/10
No
No
Yes
Iowa
Yes
20/40/15
No
No
Yes
Kansas
Yes
25/50/10
Yes
Yes
Yes
Kentucky
Yes
25/50/10
Yes
Yes
Yes
Louisiana
Yes
10/20/10
No
No
Yes
Maine
Yes
50/100/25
No
No
Yes
Maryland
Yes
20/40/15
Yes
No
Yes
Massachusetts
Yes
20/40/5
Yes
Yes
Yes
Michigan
Yes
20/40/10
Yes
Yes
No
Minnesota
Yes
30/60/10
Yes
Yes
Yes
Mississippi
Yes
10/20/5
No
No
Yes
Missouri
Yes
25/50/10
No
No
Yes
Montana
Yes
25/50/10
No
No
Yes
Nebraska
Yes
25/50/25
No
No
No
Nevada
Yes
15/30/10
No
No
Yes
New Hampshire
No
25/50/25
No
No
Yes
New Jersey
Yes
15/30/5
Yes
Yes
Yes
New Mexico
Yes
25/50/10
No
No
Yes
New York
Yes
25/50/10
Yes
Yes
Yes
North Carolina
Yes
30/60/25
No
No
Yes
North Dakota
Yes
25/50/25
Yes
Yes
Yes
Ohio
Yes
12.5/25/7.5
No
No
Yes
Oklahoma
Yes
10/20/10
No
No
Yes
Oregon
Yes
25/50/10
Yes
No
Yes
Pennsylvania
Yes
15/30/5
No
Yes
Yes
Rhode Island
Yes
25/50/25
No
No
Yes
South Carolina
No
15/30/10
No
No
Yes
South Dakota
Yes
25/50/25
No
No
Yes
Tennessee
Yes
25/50/10
No
No
Yes
Texas
Yes
20/40/15
No
No
Yes
Utah
Yes
25/50/15
Yes
Yes
Yes
Vermont
Yes
25/50/10
No
No
Yes
Virginia
No
25/50/20
No
No
Yes
Washington
Yes
25/50/10
No
No
Yes
Washington D.C.
Yes
25/50/10
No
Yes
Yes
West Virginia
Yes
20/40/10
No
No
Yes
Wisconsin
No
25/50/10
No
No
Yes
Wyoming
Yes
25/50/20
No
No
Yes
State
Liability Insurance Required?
Liability Minimum (in thousands)
Personal Injury Protection (PIP) Required?
No-Fault State?
Uninsured motorist coverage required?
Alabama
Yes
20/40/10
No
No
Yes
Alaska
Yes
50/100/25
No
No
Yes
Arizona
Yes
15/30/10
No
No
No
Arkansas
Yes
25/50/25
No
No
Yes
California
Yes
15/30/5
No
No
Yes
Colorado
Yes
25/50/15
No
No
Yes
Connecticut
Yes
20/40/10
No
No
Yes
Delaware
Yes
15/30/10
Yes
No
Yes
Florida
Yes
10/20/10
Yes
Yes
Yes
Georgia
Yes
25/50/25
No
No
Yes
Hawaii
Yes
20/40/10
Yes
Yes
Yes
Idaho
Yes
25/50/15
No
No
No
Illinois
Yes
20/40/15
No
No
Yes
Indiana
Yes
25/50/10
No
No
Yes
Iowa
Yes
20/40/15
No
No
Yes
Kansas
Yes
25/50/10
Yes
Yes
Yes
Kentucky
Yes
25/50/10
Yes
Yes
Yes
Louisiana
Yes
10/20/10
No
No
Yes
Maine
Yes
50/100/25
No
No
Yes
Maryland
Yes
20/40/15
Yes
No
Yes
Massachusetts
Yes
20/40/5
Yes
Yes
Yes
Michigan
Yes
20/40/10
Yes
Yes
No
Minnesota
Yes
30/60/10
Yes
Yes
Yes
Mississippi
Yes
10/20/5
No
No
Yes
Missouri
Yes
25/50/10
No
No
Yes
Montana
Yes
25/50/10
No
No
Yes
Nebraska
Yes
25/50/25
No
No
No
Nevada
Yes
15/30/10
No
No
Yes
New Hampshire
No
25/50/25
No
No
Yes
New Jersey
Yes
15/30/5
Yes
Yes
Yes
New Mexico
Yes
25/50/10
No
No
Yes
New York
Yes
25/50/10
Yes
Yes
Yes
North Carolina
Yes
30/60/25
No
No
Yes
North Dakota
Yes
25/50/25
Yes
Yes
Yes
Ohio
Yes
12.5/25/7.5
No
No
Yes
Oklahoma
Yes
10/20/10
No
No
Yes
Oregon
Yes
25/50/10
Yes
No
Yes
Pennsylvania
Yes
15/30/5
No
Yes
Yes
Rhode Island
Yes
25/50/25
No
No
Yes
South Carolina
No
15/30/10
No
No
Yes
South Dakota
Yes
25/50/25
No
No
Yes
Tennessee
Yes
25/50/10
No
No
Yes
Texas
Yes
20/40/15
No
No
Yes
Utah
Yes
25/50/15
Yes
Yes
Yes
Vermont
Yes
25/50/10
No
No
Yes
Virginia
No
25/50/20
No
No
Yes
Washington
Yes
25/50/10
No
No
Yes
Washington D.C.
Yes
25/50/10
No
Yes
Yes
West Virginia
Yes
20/40/10
No
No
Yes
Wisconsin
No
25/50/10
No
No
Yes
Wyoming
Yes
25/50/20
No
No
Yes