Insurance Articles by A-1 Auto Insurance
How to Avoid Driver Distractions
Are you aware that one-quarter of every traffic accident that is reported to the police is completely or partially caused by a driver distraction? There are various accident-causing distractions. However, cell phones and more recently media players such as iPods have caused a greater number of motor vehicle accidents. This is why some states currently have laws that prohibit drivers from using cell phones while they are driving. Regardless of the particular laws in your state, it’s important to avoid driver distractions whenever possible so you can stay safe on the road.
Cell Phones
The debate over whether drivers should be able to use cell phones when driving remains heated. Certain advocates argue that it is only when a driver is actually searching for a telephone number, dialing or physically picking or hanging up the phone that increases the likelihood of an accident. They believe much of the hype concerning accidents caused by cell phones that is spread in the newspapers, Internet and television programs is untrue. On the other hand, there are just as many concerned individuals who strongly believe that the mere act of conversing with another individual on a cell phone can cause an accident while driving. This group of people is fighting to change the cell phone legislation that allows drivers to use hands-free cell phones while driving.
It is unlikely that the issue will be resolved in the near future. However, a greater number of states have decided to introduce legislation and create new laws concerning cell phone use while driving. As research studies continue, it is necessary for every driver to remain vigilant while behind the wheel and try to avoid any dangerous distractions. Just as you buckle your seatbelt as soon as you enter your vehicle, you must be very careful if you choose to use a cell phone when driving.
Many individuals consider a cell phone much more than merely a luxury item; they feel it is just as important as car keys. To be fair, cell phones have saved many people’s lives by enabling stranded or injured individuals to call for immediate assistance, regardless of their location. Many drivers have a cell phone in their vehicle solely in case of an emergency. The cell phone is a very convenient device that can also provide added security while driving.
When you think of driver cell phone use, you may automatically conjure up images of young teenagers chatting with friends while behind the wheel. However, the reality is that many business people use cell phones to make important decisions, negotiate lucrative deals and manage their corporate life while they are on the road. You may use a cell phone in your car to verify your bank account balance, cancel an appointment or check in with your family members. Unfortunately, just one short cell phone call can distract you enough to cause a serious accident. Until laws are passed in every state banning cell phone use while driving, it is up to each of us to exercise caution with these devices when behind the wheel. You can start by purchasing a hands-free device that is less distracting. Another option is to make better use of automatic voice dialing and pick up so you won’t have to physically handle the phone when driving.
More importantly, you should limit the number of phone calls you make while behind the wheel. Before you place a call, ask yourself if the conversation can take place as soon as you get home. For necessary calls, keep them as short as possible and try to remain focused on the road. Try to schedule important calls for time periods when you know you won’t be driving. It’s important to remember that research has proven that an engaging cell phone conversation can distract a driver enough to cause a serious accident.
iPods & Other Media Devices
Driving while listening to your favorite music is certainly not a new concept. The difference is that currently technology enables drivers to interact, rather than merely listen to tunes. In the same way that cell phones can be used for so much more than a simple conversation, media devices such as iPods enable users to complete a huge variety of tasks. With the new electronic devices becoming more sophisticated and permitting larger storage of files, drivers can easily become distracted. Now, you can listen to songs, play games, check the latest stock prices or watch full-length videos anywhere, including your car. That’s why you need to treat iPods and other media devices with caution when driving.
Many iPod users become distracted by the content of the device or by physically using it. Therefore, you should never use any type of ear or headphones when you are driving. You need to be able to hear everything that is going on around you; just one second could destroy your life or the lives of many others on the road. One option is to hook your iPod or media device to your car stereo. There are many inexpensive devices that enable you to enjoy full sound from your car’s stereo system so you don’t need to use dangerous earphones.
Another important tip is to decide on the music you want to listen to before you start to drive instead of fumbling around switching channels. Doing so means you will be taking your eyes off the road which can prove to be a deadly decision. Set up playlists of your favorite tunes or download audio books beforehand so you can enjoy them safely once you are heading to your destination. Also resist the temptation to bring along videos as you can’t possibly give your full attention to the road when you are watching, even if it’s only for a second or two. If you exercise caution when using cell phones, iPods or any other device while driving, you can do your part to reduce the number of driver distraction-related accidents.
|
|
What is homeowners insurance?
Why do you need health insurance?
Why do you need life insurance?
How Does Your Credit Score Affect Your Insurance Rates
Why You Need to Report That Accident
How to Collect on an Insurance Claim
How to Prevent Vehicle Theft
What to Do If Your Vehicle Is Stolen
Obtaining Affordable Auto Insurance If You Have a High Credit Score
How to Obtain Affordable Business Auto Insurance
Factors That Affect the Cost of Liability Auto Insurance
How to Avoid Driver Distractions
Resisting Road Rage
Qualifying for Military Auto Insurance Discounts
Obtaining Auto Insurance for an Out of State Move
Obtaining Teen Auto Insurance
How to Lower Your Auto Insurance Rates
Avoiding the Temptation to Drink & Drive
Submitting a False Insurance Application
All About Assigned Risk Insurance
Don’t Rely Solely On Price When It Comes To Auto Insurance
How to Avoid Insurance Fraud
What You Need To Know About First Time Driver Auto Insurance
The Top Ten Steps to Avoid Insurance Fraud
How to Obtain DWI Auto Insurance
Save Money by Changing Your Auto Insurance
Insurance Tips
All About High Risk Auto Insurance
SR22 Insurance
International Auto Insurance
How to Obtain Auto Insurance with A DUI
Obtaining Auto Insurance For Hard to Insure Vehicles
Components of Auto Insurance
Obtaining an Auto Insurance Student Discount
State Auto Insurance Minimums
MINIMUM STATE AUTO INSURANCE REQUIREMENTS
Car Insurance for Female Drivers
Purchasing Direct Auto Insurance
What You Need to Know About Family Car Insurance
How to Obtain Affordable Car Insurance after a Divorce
When You Should Disable Airbags
Car Accidents Often Occur Very Close to Home
All About Personal Injury Protection
Do You Need Small Business Car Insurance
Discover the Facts About Safe Car Insurance
The Limitations of Auto Insurance
No Credit Check Car Insurance
Insurance Policy Cancellations
What You Need to Know About Short-Term Car Insurance
Reviewing Auto Insurance Rates in Various States
All About Classic Car Insurance
Obtaining Seniors Auto Insurance
How Cell Phones Affect Car Insurance
Temporary Auto Insurance
Finding an Affordable Auto Insurance Policy
Learning More About Gap Car Insurance
Comparing Vintage & Regular Auto Insurance
Discover the Facts About No Fault Auto Insurance
The Facts About Commercial Auto Insurance
Everything You Wanted to Know About Term Life Insurance, But Were Afraid to Ask...
Think Your Lifestyle Has No Effect On Life Insurance Rates – Well, Think Again!
Discover the Various Types of Life Insurance
Useful Tips for Purchasing Life Insurance
Protect Your Small Business With Term Life Insurance
Purchasing Life Insurance Coverage For Your Children
When Should You Opt for Term Life Insurance?
What to Do If You Lose Your Life Insurance Policy
The History of Whole Life Insurance
The Main Differences Between Term Life & Whole Life Insurance
Whole Life Insurance Glossary
What You Need to Know About Variable Life Insurance
Learn More About the Different Types of Whole Life Insurance
Purchase Life Insurance Before It’s Too Late: Discover Why You Should Act NOW!
Insuring Your Spouse with A Life Insurance Policy
Discover the Many Benefits of Life Insurance
Everything You Wanted to Know About Universal Life Insurance
Discover the Facts About Term Life Insurance
The Advantages of Purchasing Whole Life Insurance
10 Important Facts About Purchasing Life Insurance: Discover the Secrets…
Save Money By Comparing Term Life Insurance Quotes
Discover Where to Obtain Whole Life Insurance
Return of Premium Term Life Insurance is Making A Comeback
What You Need to Know About Key Man Life Insurance
The Many Functions of Whole Life Insurance: Why You Should Consider It
The Benefits of Buying Term Life Insurance Online
Should You Combine Term Life & Whole Life Insurance?
How to Select A Beneficiary
The Dangers of Letting Your Life Insurance Policy Lapse
What You Need to Know About Mortgage Life Insurance
Discover How to Obtain Affordable Life Insurance… Even If You Are Over 50
The Benefits of Joint Term Life Insurance
Choosing Life Insurance to Accommodate Your Changing Needs
Purchasing Life Insurance for Newlyweds
All About Fixed Term Life Insurance
What Women Need to Know About Purchasing Life Insurance
The Importance of Life Insurance For Young Individuals
Permanent Life Insurance or Term Life Insurance: Which One is Right For You?
Are You Aware of Additional Life Insurance Options?
Learn More About Rider Benefits
How to Save Money When Buying Term Life Coverage
Choosing Between Term Life & Whole Life Insurance If You’re A Young Adult
What You Need to Know About Short-Term Life Insurance
Do You Actually Need Life Insurance… Read On to Find Out!
How Life Insurance Can Protect You When You Purchase A House
Discover the Flexibility of Whole Life Insurance!
Should You Switch to A Whole Life Insurance Policy?
Wonder How Insurance Companies Calculate Your Premiums?
Do Something Positive For Your Health & Your Pocketbook & Quit Smoking
Deciding Between Whole Life & Term Life Insurance Once You Retire
How to Obtain Life Insurance Coverage If You Have A Medical Condition
The Importance of Key Person Life Insurance
Discover the Premium Payment Options for Whole Life Insurance
How Can A Life Insurance Policy Protect Your Loved Ones?
Discover Why You Should Purchase Life Insurance NOW!
Why Is Return of Premium Life Insurance Increasing in Popularity?
How to Find A Reputable Life Insurance Agent
Using a Life Insurance Policy to Pay off Your Home
The Basics of Life Insurance
How to Protect Your Family with a Life Insurance Policy
Discover the Facts About Child Life Insurance
Weighing the Advantages of a 5 and 10-Year
Term Life Insurance Policy
The Many Benefits of Term Life Insurance
Should You Buy A Whole Life or Term Life Insurance Policy
If You’re Single?
Deciding Which Whole Life Policy Best Meets Your Needs
Discover the Security of Term Life Insurance
When Should You Update Your Life Insurance Policy?
Determining How Much Life Insurance Coverage to Purchase
Term Life Insurance: One of the Most Affordable Options
Benefits of Offering Group Life Insurance to Your Employees
The Importance of Life Insurance for Stay-At-Home Parents
How to Simplify the Process of Comparing Life Insurance Rates
The Importance of Selecting Your Life Insurance Beneficiary
Deciding on Term Life or Mortgage Insurance
How Are Life Insurance & Health Insurance Rates Determined?
Preparing Your Family Members So They Know How to Collect Life Insurance Death Benefits
Do You Know What Your Life Insurance Coverage Includes?
Learn More About Joint Term Life Insurance Learn More About Joint Term Life Insurance
Why You Should Consider Whole Life Insurance If You’re Young
What You Need to Know When Applying For Life Insurance
Purchasing Life Insurance For Married Couples
Whole Life Insurance for Young Children
How To Purchase Life Insurance Without A Medical Exam: Discover the Pros & Cons
When Is Whole Life Insurance Preferable to A Term Life Policy?
Life Insurance: A Great Way to Plan Your Financial Future
5 Ways to Pay Less For Your Insurance Premiums
Looking for the Perfect Gift This Christmas: Choose the Gift of Life Insurance
Buying Whole Life Insurance When You’re Healthy & Young: Discover Why It’s Best Not To Wait
The Pros & Cons of No Examination Life Insurance
Discover 7 Easy Ways to Pay Less for Life Insurance
What You Need to Know Before Purchasing Life Insurance
Term Life Insurance & Buying a House: An Effective Partnership!
Determining the Amount of Term Life Coverage to Purchase
Dealing with Life Insurance Issues When You Divorce
Why Purchase A Term Life Policy?
|